Terms shaped for India law
This legal page explains how we treat account access, identity checks, wallet records, cookies and requests linked to your rights. Your ability to open or use an account depends on local law and is available where local law permits. We may ask for documents when a
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legal, security or payment record needs confirmation, including activity tied to UPI, Paytm, PhonePe or Google Pay. If your location, identity details or payment trail raises a legal question, we may pause access or wallet actions until the matter is checked. These terms do not replace
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advice from a qualified adviser, and they may change when law, risk controls or service partners require an update. We keep this page as the reference point for the current version.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.